Semi Truck Financing | Tri-State Truck Center

Semi-Truck Financing

Commercial Truck Financing in the Mid South

Not sure how you’re going to finance your commercial truck? Don’t worry — Tri-State Truck Center has lenders that offer a wide array of financing and lease options for your new class-8 truck. We work closely with Mack and Volvo Financial Services, as well as many other banks and equipment lenders, so we can offer custom financing solutions that fit your individual needs. The team at Tri-State Truck Center is committed to providing you with the best commercial truck financing options possible by thoroughly discussing your financial needs and expectations. 

Semi-Truck Financing Options

The financing team at Tri State Truck Center prides itself on being able to offer customers in the Mid South a variety of semi-truck financing options, such as:

  • Standard loan contract

  • TRAC leasing

  • FMV leasing

Standard Loan Contract

Standard loan contracts are the most straightforward type of lease, and allow you to choose your own payment schedule. Payment options Tri-State Truck Center offers financers include:

  • Monthly

  • Annual

  • Seasonal

You even have the option to skip a payment, as long as you pay back the amount owed within the time frame agreed upon in the contract.

TRAC Leasing

TRAC leasing, also known as Terminal Rental Adjustment Clause leasing, offers lower monthly and initial payments than standard loan contracts. These commercial truck leases offer unlimited mileage, and can even provide certain tax advantages.

FMV Leasing

FMV leasing, also known as Fair Market Value leasing, offers lower monthly and initial payments than standard contracts and TRAC leases, as well as the ability to easily return your class-8 truck at the end of the lease. While these leases also offer certain tax advantages, mileage restrictions may apply. 

No matter which option is best for you and your needs, the Tri-State team can help you get set up with a plan today.

Financing Our Services

At Tri-State Truck Center, we offer a wide variety of services that can be financed, such as:

  • Performance tuning

  • Routine maintenance

  • DPF filter services

  • Brake repair and inspection

  • Wheel alignment 

  • Engine repair and overhauls

  • Electrical systems

We believe that getting services done right and quickly while allowing you to finance is the best way to get you back on the road without breaking the bank. Contact us today to talk to a team member about financing your commercial truck services.

Read our blog to learn more about services your class-8 truck needs on a regular basis.

Commercial Truck Financing at Tri-State Truck

Whether you’re financing a new commercial truck or a much-needed service, Tri-State Truck Center can assist you in finding the right financing option for your budget. Contact us today to learn more or get started with the process by filling out our credit application.